Weight Loss Surgery Payment Options
At Surgithin, we believe that your health is paramount and we help you in achieving your goal. The cost of long term weight loss is less than you might think!
The cost of Lap Band Surgery depends on many factors, as given below:
-Length of Stay in Hospital
-Is there any Insurance Coverage?
-Facility, Lab Fees, Other Surgery Related Fees
-Pre and Post Operative Costs
Be assured that our practice will tell you honestly your overall costs. We do not resort to any gimmicks or hidden costs. The good news is that many insurance companies now include Lap Band Surgery in their coverage. The following information is relevant for insurance patients.
We are pleased to be able to accept all PPO insurance plans (e.g. Blue Cross, Blue Shield, United Healthcare, Aetna, Cigna, Healthnet, etc.) that cover weight loss surgery. Patients with PPO insurance can see us without needing a referral or prior authorization.
PPO Insurance Approval Process - The requirements for insurance authorization will vary by company and by policy. We help our patients in ascertaining eligibility. Our first step is to call your insurance company to: 1) verify that Lapband surgery or other weight loss procedures are covered benefits, and 2) determine the specific requirements for insurance authorization. Once we have gathered all of the necessary information we will be able to help you to meet the necessary requirements.
To learn if your health insurance coverage will pay for your surgery, and what your insurance authorization requirements are, please call our office or send us an online contact form.
We also accept some HMO insurance plans. Patients with HMO insurance will need to first consult with their primary care physician to obtain a referral to see us. Please call our office to see if we are contracted with your HMO prior to making your appointments.
Out of Pocket Costs
Even if you have health insurance, whether PPO or HMO, your policy will generally not cover all of the costs associated with your weight loss surgery. Typical out of pocket expenses can include items such as program fees, deductibles, and co-insurance. We will research your coverage for you, and inform you of your out of pocket costs after we have verified your insurance benefits. We do our best to have this information ready at your consultation.
For those patients who do not have health insurance, or with insurance that does not cover these types of procedures, we are pleased to offer competitive prices for LAP-BAND® surgery, Gastric Balloon, Gastric Bypass, and Sleeve Gastrectomy.
We provide our patients with several options to finance their weight loss and other surgeries through third parties. Our Counselors will walk you through these steps so that it is transparent and easy to follow. These financing companies offer you an affordable way to have your procedure done immediately with monthly payments that fit your budget.
Accepted Insurance Plans